Personal Checking

Ready to open a checking account, but not sure what type of account you need? Consider a Free Checking  Account that provides these benefits:

• No minimum opening deposit

• Unlimited deposits and withdrawals

• No service charge

• Debit card issued instantly+

• Online / Mobile Banking Access

+Subject to Approval

Overdraft & Non-sufficient Funds (NSF) Fees Apply

Dormant Service Charge may be assessed after 12 months of inactivity when an account balance is below $100.

Account Disclosure

Are you looking for a personal checking account that gives you something back? Consider a Free Interest Checking Account that provides these benefits:

• No minimum balance required

• Unlimited deposits and withdrawal

• No service charge

• Earns Interest^

• Debit Card can be issued instantly+

• Online / Mobile Banking Access

^ Interest rate is subject to change at any time, it is compounded monthly and is credited into this account monthly

+ Subject to Approval

Overdraft & Non-sufficient Funds (NSF) Fees Apply

Dormant Service Charge  may be assessed after 12 months of inactivity when an account balance is below $100

Account Disclosure

Regular is never a bad thing to have when it comes to your money. Consider a Regular Checking Account that provides these benefits:

• * No minimum balance required

• Unlimited deposits and withdrawals

• Service Charge: Fees are determined by the minimum daily balance during the statement cycle as follows:

  • $0.00 - $399.99 = $8.00 Service Charge

  • $400.00 - $599.99 = $6.00 Service Charge

  • $600.00 & Above = $0.00 No Charge

• Debit card issued instantly +

* Interest earned varies based on balance & account type

+Subject to Approval

Overdraft & Non-sufficient Funds (NSF) Fees Apply

Dormant Service Charge may be assessed after 12 months of inactivity when an account balance is below $100.

Account Disclosure

Looking for a personal checking that allows to you earn more as your balance grows? Consider a NOW Account that provides these benefits:

• * No minimum balance required to open account

• Unlimited deposits and withdrawals

• Earns Interest ^

• Service Charge: Fees are determined by the minimum daily balance during the statement cycle as follows:

  • $0.00 - $499.99 = $8.00 Service Charge

  • $500.00 - $899.99 = $6.00 Service Charge

  • $900.00 & Above = $0.00 No Charge

• Debit card issued instantly +

• Online / Mobile Banking Access

* Interest earned varies based on balance & account type

^ Interest rate is subject to change at any time, it is compounded monthly and is credited into the NOW account monthly, no minimum balance is required to earn interest

+ Subject to Approval

Overdraft & Non-sufficient Funds (NSF) Fees Apply

Dormant Service Charge may be assessed after 12 months of inactivity when an account balance is below $100.

Account Disclosure

Are you 50+ looking for a checking account to fit your needs? Consider a Senior NOW Account that provides these benefits:

• No minimum opening deposit 

• Unlimited deposits and withdrawals

• Earns Interest^

• Service Charge: Fees are determined by the minimum daily balance during the statement cycle as follows:

  • $0.00 - $199.99 = $10.00 Service Charge

  • $200.00 & Above = $0.00 No Charge

• Debit card issued instantly+

• Online/Mobile Banking Access

• Standard checks are free

^ Interest rate is subject to change at any time, it is compounded monthly and is credited into the Senior NOW account monthly, no minimum balance is required to earn interest

+ Subject to Approval

Overdraft & Non-sufficient Funds (NSF) Fees Apply

Dormant Service Charge may be assessed after 12 months of inactivity when an account balance is below $100.

Account Disclosure

Are you wanting a checking account that provides a higher rate of return, but with some limitations to guide you? Consider a Consumer Money Market Account that provides these benefits:

• * No minimum opening deposit

• Unlimited deposits

• Earns Interest^

• Service Charge: Fees are determined by the minimum daily balance during the statement cycle as follows:

  • $0.00 - $499.99 = $8.00 Service Charge

  • $500.00 - $899.99 = $6.00 Service Charge

  • $900.00 & Above = $0.00 No Charge

• Debit card issued instantly+

• Online / Mobile Banking Access

• Withdrawal limits apply1

^ Interest rate is subject to change at any time, it is compounded monthly and is credited into the Consumer Money Market account monthly. No minimum balance is required to earn interest.

+ Subject to Approval

Overdraft & Non-sufficient Funds (NSF) Fees Apply

Dormant Service Charge may be assessed after 12 months of inactivity when an account balance is below $100.

$4 Excessive Debits Charge per debit after 10 debits each statement cycle.

Account Disclosure

Are you a tech-savvy individual who prefers using direct deposit and debit cards? Onboarding with E-Statements? Consider a SNB NOW Bonus Rate Checking that provides these benefits:

• No minimum opening deposit

• Unlimited deposits and withdrawals

• Earns Interest^

• Service Charge: Fees are determined by the minimum daily balance during the statement cycle as follows:

  • $0.00 - $899.99 = $8.00 Service Charge

  • $900.00 & Above = $0.00 No Charge

  • BONUS: when qualifying conditions for the Bonus Rate are met during the statement cycle there will be no monthly base service charge, and the APY is earned as follows: TIER 1: $25,000.01+  .25%   TIER 2:  $.01 to $25,000.00  3.00% 

• Debit card issued instantly +

• Online / Mobile Banking Access

  • ***Bonus Rate Qualifying Conditions:  1) At least 12 debit card transactions post and settle during the statement period.  Transactions late in the statement period may not post until the next statement period.  2) Have at least 1 direct deposit or ACH credit post and settle during the statement period.  3)  Enroll in and receive electronic statements

^ Interest rate is subject to change at any time, it is compounded monthly and is credited into the NOW Bonus Rate Checking account monthly. No minimum balance required to earn interest.

+ Subject to Approval

Overdraft & Non-sufficient Funds (NSF) Fees Apply

Dormant Service Charge may be assessed after 12 months of inactivity when an account balance is below $100.

Account Disclosure

Do you have children under the age of 18 at home or are you a young adult wanting to have the responsibility of your own checking?  Consider a Youth Checking account that provides these benefits:

• No minimum opening deposit

• Unlimited deposits and withdrawals 

• No Service Charge

• Debit card issued instantly+

• Online/Mobile Banking Access

+ Subject to Approval

Overdraft & Non-sufficient Funds (NSF) Fees Apply

Dormant Service Charge may be assessed after 12 months of inactivity when an account balance is below $100.

Account automatically converts to a Free Checking Account once account owner turns 19. 

Account Disclosure