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checking

Personal Checking

Open an Account Now!

Discover the perfect checking account for you. 

Learn more about our comprehensive list of solutions below: 

 

Features available with all checking accounts at SNB:  

  • No minimum opening deposit

  • Unlimited deposits

  • Debit card issued instantly

  • Online banking access

  • Mobile banking access      

 

 

Compare Our Account Options: 

 
Compare our checking accounts side by side
Free CheckingFree Interest Checking Regular CheckingNOW AccountSenior NOW AccountConsumer Money MarketNOW Bonus Rate CheckingYouth Checking
Earns Interest

 

 *

 

 * 

 *

 *

 *

 

Minimum Opening Deposit

$0

$0

$0

$0

$0

$0

$0

$0

Balance Requirement

None

None

None

None

None

None

None

None

Online Banking

 

 

 

 

 

 

 

 

Online Bill Pay

 

 

 

 

 

 

 

 

Withdrawal Limit

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

 

Unlimited

Unlimited

Service Charge +

$0

$0

$0-$399=$8

$400-$599=$6

$600 & Up= $0

$0-$399=$8

$400-$599=$6

$600 & Up= $0

$0-$199=$10

$200 & Up= $0

$0-$399=$8

$400-$599=$6

$600 & Up= $0

$0-$899

$900 & Up= $0

$0

E-Statement

 

 

 

 

 

 

 

 

Paper Statement

 

 

 

 

 

 

At A Fee

 

Instant Debit Card*

 

 

 

 

 

 

 

 

Free Checking
Earns Interest

 

Minimum Opening Deposit

$0

Balance Requirement

None

Online Banking

 

Online Bill Pay

 

Withdrawal Limit

Unlimited

Service Charge +

$0

E-Statement

 

Paper Statement

 

Instant Debit Card*

 

Free Interest Checking 
Earns Interest

 *

Minimum Opening Deposit

$0

Balance Requirement

None

Online Banking

 

Online Bill Pay

 

Withdrawal Limit

Unlimited

Service Charge +

$0

E-Statement

 

Paper Statement

 

Instant Debit Card*

 

Regular Checking
Earns Interest

 

Minimum Opening Deposit

$0

Balance Requirement

None

Online Banking

 

Online Bill Pay

 

Withdrawal Limit

Unlimited

Service Charge +

$0-$399=$8

$400-$599=$6

$600 & Up= $0

E-Statement

 

Paper Statement

 

Instant Debit Card*

 

NOW Account
Earns Interest

 * 

Minimum Opening Deposit

$0

Balance Requirement

None

Online Banking

 

Online Bill Pay

 

Withdrawal Limit

Unlimited

Service Charge +

$0-$399=$8

$400-$599=$6

$600 & Up= $0

E-Statement

 

Paper Statement

 

Instant Debit Card*

 

Senior NOW Account
Earns Interest

 *

Minimum Opening Deposit

$0

Balance Requirement

None

Online Banking

 

Online Bill Pay

 

Withdrawal Limit

Unlimited

Service Charge +

$0-$199=$10

$200 & Up= $0

E-Statement

 

Paper Statement

 

Instant Debit Card*

 

Consumer Money Market
Earns Interest

 *

Minimum Opening Deposit

$0

Balance Requirement

None

Online Banking

 

Online Bill Pay

 

Withdrawal Limit

 

Service Charge +

$0-$399=$8

$400-$599=$6

$600 & Up= $0

E-Statement

 

Paper Statement

 

Instant Debit Card*

 

NOW Bonus Rate Checking
Earns Interest

 *

Minimum Opening Deposit

$0

Balance Requirement

None

Online Banking

 

Online Bill Pay

 

Withdrawal Limit

Unlimited

Service Charge +

$0-$899

$900 & Up= $0

E-Statement

 

Paper Statement

At A Fee

Instant Debit Card*

 

Youth Checking
Earns Interest

 

Minimum Opening Deposit

$0

Balance Requirement

None

Online Banking

 

Online Bill Pay

 

Withdrawal Limit

Unlimited

Service Charge +

$0

E-Statement

 

Paper Statement

 

Instant Debit Card*

 


* Interest earned varies based on balance & account type.

+ Overdraft & Non-sufficient Funds (NSF) Fees Apply

++ Charges are per statement cycle.

 

 


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